4XC

Regulatory Licenses and Legal Entities

4XC is the trading brand of 4xCube Ltd, an international brokerage firm incorporated and operating out of the Cook Islands. The company holds a single financial services authorization classified as a tier-3 regulatory framework.

Because the firm holds regulatory licensing exclusively from the Cook Islands FSC, traders operate under an offshore oversight framework. The broker does not hold regulatory licenses with major tier-1 bodies such as the FCA in the United Kingdom or ASIC in Australia. Client registration is restricted from certain jurisdictions, including the Cook Islands itself, the United States, Iraq, Iran, Myanmar, North Korea, Portugal, and Ukraine.

Client Fund Protection

4XC segregates retail client funds from company operational capital. Client deposits are held in dedicated bank accounts with third-party banking institutions and are not deployed to cover operational liabilities, proprietary hedging, or corporate investments. These segregated accounts undergo regular audits conducted by independent auditing firms, including McMillan Woods.

Negative balance protection is provided to retail clients, preventing an account from falling into debt beyond the initial deposits. However, this balance protection primarily covers trading activity in foreign exchange currency pairs and precious metals, meaning retail positions held in other asset classes may not always fall under guaranteed negative balance coverage. Furthermore, 4XC is not affiliated with any statutory investor compensation scheme, meaning that client deposits are not protected by a government-backed insolvency insurance pool should the entity face liquidation.

Company History and Transparency

Founded in 2018, 4XC has maintained its operational headquarters in Rarotonga, Cook Islands. The enterprise is privately held under its parent entity 4xCube Ltd, meaning it has no public stock listing and does not release public shareholder earnings reports. The company maintains an STP/NDD execution architecture, eliminating dealer desks and order manipulation risks.

What Traders Say About 4XC Safety

Client commentary regarding the broker's compliance and account management demonstrates distinct operational friction during fund release procedures.

after request 11,877 they started say many reason for withdrawal verification i have upload everything they want they delay from 14 April up to 20 April final they decide to terminate my account without any reason and steal 10,677 this is big scam broker ever seen please stay…

Other Options

LegacyFX and FXChoice are close regulatory alternatives to 4XC. All three carry the same tier-3 classification. Both alternatives also overlap with 4XC under FSC oversight. None of the three lists an investor compensation scheme.

Who Can Open an Account?

4XC accepts retail and professional clients globally, provided they reside outside of excluded jurisdictions. Residents of the Cook Islands, the United States, Iraq, Iran, Myanmar, North Korea, Portugal, and Ukraine are strictly prohibited from establishing trading accounts with the firm due to local regulations and corporate compliance policies.

Registration and Verification

Opening an account requires completing a digital registration form followed by mandatory Know Your Customer (KYC) verification. Unverified accounts cannot deposit funds or initiate live market orders. Verification requires submitting clear color copies of two primary documents:

Proof of Identity requires an unexpired passport, national identity card, or driver's license with a minimum remaining validity of 3 months, showing full name, date and place of birth, and expiry details. Proof of Address requires a utility bill (electricity, water, gas, or internet), bank or card statement, or formal lease agreement dated within the previous 6 months that matches the registrant's name and residential location.

Base Currencies and Initial Funding

Account denominations are available in USD, EUR, and GBP. Clients running MetaTrader 5 can also select BRL as their account currency. The baseline minimum deposit requirement is $50, accessible across the primary retail tier.

What Traders Say About Their Account Opening Process

Clients generally note prompt assistance during initial onboarding and account setup.

Amazing service from Andrei at 4XC, helped me set up my account with ease explaining all of the different options i had with the broker.

Which Account Should You Choose?

The broker provides multiple account configurations tailored to different trading strategies, experience levels, and capital requirements.

The Standard account incorporates all brokerage fees into the spread for major currency pairs and indices, making it practical for entry-level market participants. Conversely, the Pro account provides direct ECN/STP liquidity with floating spreads starting from 0 pips paired with a competitive $5 round-turn commission per lot on forex and metals. The VIP account provides similar raw pricing alongside reduced commissions and account management for high-net-worth balances of $10,000 or more. Beyond standard self-directed accounts, 4XC also supports Investment and Forward Contracts account designations.

Islamic / Swap-Free Account

Swap-free trading is exclusively restricted to the Standard account profile. Traders requiring Sharia compliance can maintain overnight positions without incurring debit or credit interest. However, 4XC restricts this swap-free status to a grace period of 30 days from account inception. Once the 30-day term lapses, the profile automatically reverts to an interest-bearing standard arrangement. Pro and VIP accounts are ineligible for swap-free status.

What Traders Say About Their Account Types

Direct user feedback highlights the structured onboarding support available to clients operating larger capital accounts.

I am with 4xc for a while now on a VIP account. He helped me with onboarding, loading the account, demo account opening and guiding me along the way.

Spreads and Commissions

4XC implements a dual pricing model dictated by the selected account tier. Standard accounts operate on a spread-only basis for traditional CFD assets, bundling execution costs into the bid-ask margin, while cryptocurrency instruments carry a flat trading fee across all account types. The Pro account charges a flat commission of $5 per round lot on forex pairs and metals alongside raw interbank spreads. VIP tier accounts receive further reduced ticket fees. All instrument spreads float according to market liquidity conditions.

Additional benchmark spreads include an average of 1.08 pips on GBP/USD. While raw account spreads can tighten to 0 pips during peak market sessions, the Standard profile widens the markups to cover processing without separate trade commissions.

Other Charges

Deposits

4XC imposes no direct deposit fees on inbound client capital. External payment processors and card networks may levy independent transaction fees.

Withdrawals

Withdrawal fees are levied across all available payout channels. Bank wire payouts carry a flat charge of £10 for SEPA transfers or $49 for SWIFT transfers. Cryptocurrency withdrawals carry a flat $10 charge across Bitcoin, Ethereum, and Tether tokens. Credit and debit card refunds incur a 3% service fee, while electronic wallets and regional processors such as Globepay incur fees between 2% and 3%.

Inactivity

The broker charges a monthly inactivity fee of $30 if no trading activity or market transactions take place on an account after 1 month (30 days) of continuous dormancy.

Overnight Positions

Leveraged overnight positions held open past the daily platform rollover point (typically 22:00 UK time) incur financing swap debits or credits. Financing charges apply on all positions except for Standard accounts operating within their 30-day swap-free window. Triple swaps apply on Wednesday nights for forex pairs, metals, and bonds, whereas triple swaps on energies, indices, and cryptocurrencies are booked on Friday evenings.

Currency Conversion

A currency conversion fee of 1% applies whenever internal balance transfers occur between trading profiles configured with different base currencies (such as transferring balances between USD and EUR ledgers). External payment channels may apply independent conversion charges ranging between 0.5% and 4% if funding currencies differ from account denominations.

What Traders Say About Their Costs

Traders generally view the spreads favorably across major pairs and underlying contracts.

Spreads are really good aswell.

Other Options

Skilling and Admirals both sit close to 4XC on pricing, using floating-spread pricing with commissions. Skilling is compared at 0.82/1.08 vs 0.8/1.1 on EUR/USD and GBP/USD, while Admirals is compared at 0.82/1.08 vs 0.6 pips/1 pips on EUR/USD and GBP/USD.

4XC actively markets initial deposit incentives for new accounts. The broker runs a 75% First Deposit Bonus offering trading margin support up to $2,000 for a promotional window valid from 1 July through 30 September 2026. The broker also maintains a standard 50% First Deposit Bonus that provides a margin boost up to $1,000 (or 5,000 BRL) for new clients depositing a minimum of $100. This bonus operates as virtual trading equity that increases margin flexibility on MT4 and MT5. While the bonus credit itself cannot be withdrawn directly, profits realized from trading activity can be withdrawn. Regional restrictions apply, with clients from select regions, such as Indonesia, Vietnam, and the UAE, restricted to a 20% bonus capped at $1,000.

The company does not run gamified trading contests or internal loyalty point programs. In their place, clients maintaining balances above $5,000 can obtain seasonal VIP account perks, including lower commissions and dedicated management. Referral programs are structured under an Introducing Broker (IB) setup, featuring either a 50/50 spread-and-commission split or an Influencer IB program yielding 10% of monthly net deposits capped at $10,000 per month.

What Traders Say About Their Promotions

Trader reviews show contention regarding discretionary bonus removals and strict administrative enforcement during withdrawal processing.

I am writing to formally challenge the recent removal of the FX bonus from my account, which was carried out “at company discretion.” Client Expectations – According to the official bonus rules (sections 1.6 and 1.7), clients are entitled to rely on transparent and consistent application of the program.

You claim my account was terminated for "bonus abuse," yet you returned my original deposit and confiscated the profits. Instead, 4XC allowed me to continue trading for weeks, watched my equity grow, and only pulled the "bonus abuse" card after I successfully made a profit and requested a payout.

Other Options

N1CM: Number One Capital Markets and FXCC are both relevant promotion alternatives to 4XC, although the exact overlap differs between them. For N1CM: Number One Capital Markets, the percentage-based deposit comparison is 50% First Deposit Bonus on the first deposit. vs 35% first deposit bonus. FXCC and 4XC both use percentage-based deposit bonuses.

MetaTrader 4

MetaTrader 4 (MT4) serves as a primary trading interface at 4XC. The terminal is available via desktop download for Windows and macOS, web-browser interfaces, and mobile applications for Android and iOS devices. The implementation features interactive technical charting, multiple timeframes, complete order execution capabilities, and built-in support for algorithmic Expert Advisors (EAs). Accounts can be linked to MT4 to trade currencies, indices, commodities, and digital assets.

MetaTrader 5

The firm offers MetaTrader 5 (MT5) as an advanced multi-asset platform. MT5 provides upgraded charting tools, additional native technical indicators, Depth of Market (DoM) visibility, integrated economic calendars, and enhanced order routing speeds. MT5 supports all account tiers and is the exclusive platform providing accounts denominated in Brazilian Real (BRL). The platform also achieves an average execution ping of roughly 60 milliseconds.

Mobile App Experience

Information on this area is not publicly disclosed.

Trading Tools

The trading environment includes Depth of Market (DoM) modules and one-click trading capabilities built into MT4 and MT5. For low-latency execution and continuous algorithmic operation, 4XC partners with HokoCloud to deliver virtual private server (VPS) hosting. Traders meeting specific balance or volume thresholds can obtain complimentary VPS subscriptions to keep trading robots active 24/7 without terminal disconnections or local hardware dependency.

Order Execution

4XC operates as an STP/NDD broker, routing client orders directly into interbank liquidity pools without a dealing desk. This framework prevents dealer intervention, price manipulation, and dealer requotes. As market execution applies, normal market slippage may occur during times of illiquidity or high volatility, filling orders away from the requested price.

Automated and Copy Trading

Algorithmic trading is fully supported through the native MQL4 and MQL5 development environments on MT4 and MT5. The broker does not offer custom standalone REST or FIX APIs for direct server access, relying instead on MetaTrader Expert Advisors. All automated, scalping, and hedging models are accommodated without trading restrictions.

For passive investors and strategy managers, 4XC provides built-in social and copy trading services. Clients can review public signal providers, examine track records, and mirror executions automatically via the 4XC dashboard and MT4/MT5. The broker natively integrates with HokoCloud for rapid social replication and provides PAMM (Percentage Allocation Money Management) systems where accredited managers direct pooled capital.

What Traders Say About Their Trading Platforms

Traders acknowledge overall platform execution alongside prompt operational remediation in the rare event of technical outages.

They reimbursed me for an amount I lost because the platform meta4 went down briefly one day.

Other Options

AMarkets and NordFX both overlap closely with 4XC on platform choice, with MT4 and MT5 shared in each comparison. Copy trading is available across all three. API trading is available across all three.

4XC provides a focused range of derivative contracts across four core asset classes: foreign exchange, equity indices, physical commodities, and select cryptocurrencies. The catalog does not provide individual corporate equities or fixed-income bonds, directing its platform resources instead toward leveraged retail and algorithmic speculation across global benchmark markets.

Other Options

ATC Brokers and DeltaFX both match 4XC on overall market breadth (4 of 7 categories). ATC Brokers is particularly close on cryptocurrencies (5 vs 5) and commodities (4 vs 4). DeltaFX is particularly close on forex (61 vs ≈50) and indices (11 vs ≈12).

Leverage by Asset Class

The maximum leverage advertised by 4XC is 1:500 for foreign exchange contracts. This ratio applies uniformly across Standard, Pro, and VIP account categories. Because leverage ratios are asset-dependent, margin requirements increase on more volatile asset classes such as index CFDs, precious metals, and digital cryptocurrencies.

Margin Requirements and Stop-Out Levels

Trading accounts operate with fixed margin monitoring thresholds. A margin call notification is triggered when an account's equity falls to 100% of the used margin requirement. If equity declines further and reaches the 50% stop-out level, the execution server initiates automatic position liquidations to curtail account deficits, closing trades beginning with the largest losing position.

Position Limits and Trading Restrictions

The minimum trading volume permitted on any contract is 0.01 micro lots. The STP/NDD structure accommodates unrestricted market tactics: hedging opposite positions is fully allowed, news trading during macroeconomic releases is unrestricted, and high-frequency scalping strategies are supported without artificial holding period minimums.

Risk Protection Features

Negative balance protection is extended to retail clients, insulating accounts from net debt during severe market gaps in foreign exchange and precious metals. Guaranteed stop losses are not provided; standard stop-loss and take-profit orders are executed at market prices, subject to standard slippage.

Regional and Regulatory Differences

Because all retail accounts are administered offshore via the Cook Islands FSC framework, retail clients have access to 1:500 leverage without the 1:30 leverage caps mandated in onshore jurisdictions such as the European Union or the United Kingdom. Negative balance protection guarantees are subject to the firm's standard terms, which prioritize retail FX and precious metals positions over secondary instruments.

What Traders Say About Trading Conditions

The trading conditions are excellent, order execution is fast and reliable, and the platform has always been stable, even during periods of high market volatility. I mainly trade XAUUSD, and I have been very satisfied with the execution quality, competitive trading conditions, and overall reliability of the platform.

Making a Deposit

Traders can fund their 4XC accounts via fiat banking systems, electronic wallet services, and digital blockchain networks. No internal deposit fees are charged by the broker.

Funding channels credit instantly for card payments, e-wallets, and crypto transfers, while international wire transfers take between 1 and 3 business days to clear. Accounts can be funded in USD, EUR, GBP, and BRL.

Withdrawing Funds

Withdrawals require completed KYC verification and are generally processed through the original funding channel.

4XC reviews and executes withdrawal requests internally within 24 business hours. Following approval, electronic wallets and cryptocurrency transfers typically settle within 24 hours. Bank wire transactions require 1 to 3 business days, whereas card returns take between 7 and 10 business days to reflect in client accounts.

What Traders Say About Their Payment Methods

You claim my account was terminated for "bonus abuse," yet you returned my original deposit and confiscated the profits. Instead, 4XC allowed me to continue trading for weeks, watched my equity grow, and only pulled the "bonus abuse" card after I successfully made a profit and requested a payout.

Other Options

LiteFinance and ActivTrades both compare well with 4XC on funding, but for different reasons. For LiteFinance, the comparison is closest on deposit-method coverage of 13 vs 11 and withdrawal-method coverage of 13 vs 11. LiteFinance also shares Mastercard, Visa, Wire Transfer with 4XC as deposit methods. For ActivTrades, the comparison is closest on deposit-method coverage of 13 vs 14 and withdrawal-method coverage of 13 vs 14. ActivTrades also shares Visa, Wire Transfer, Skrill with 4XC as deposit methods.

How to Contact 4XC

4XC maintains direct customer service channels operating 24 hours a day, 5 days a week, with limited availability on Saturdays.

Help-desk assistance is provided in English, Spanish, Arabic, French, Portuguese, Russian, Romanian, Greek, Korean, Serbian, Latvian, and Somali.

What Traders Say About Their Support

Client reviews frequently praise the customer service representatives for efficient responsiveness and clear guidance throughout onboarding and technical setups.

Amazing customer service and a transparent company.

Other Options

FOREX.com and MultiBank Group both sit close to 4XC on customer support, with feedback in each comparison described as broadly positive. With FOREX.com, feedback highlights helpful guidance as a shared strength and withdrawal resolution issues as a shared concern. With MultiBank Group, feedback highlights helpful guidance as a shared strength and verification delays as a shared concern.

Research Tools

Market analysis tools at 4XC are delivered primarily through standard MetaTrader features and third-party integration platforms. Both MT4 and MT5 incorporate financial news tickers, real-time quotes, and an interactive economic calendar tracking macroeconomic releases. Through their dashboard, clients can access signal provider performance metrics and deploy copy-trading tracking tools connected with HokoCloud.

Education

Educational instruction is structured through dedicated learning curricula rather than informal platform blogs. 4XC partners with established external educational programs, providing structured training support through the Alpha FX Academy, the T4F Academy, and the UK Trading Academy. These courses cover technical charting concepts, foundational market theory, execution mechanics, and risk mitigation models.

4XC delivers a competitive technical environment for algorithmic traders, scalpers, and retail investors who prioritize straight-through execution over top-tier domestic regulation. By routing trades via an STP/NDD execution framework without dealing desk interference, the broker prevents order requotes and permits all execution styles. The availability of both MetaTrader 4 and MetaTrader 5, combined with complimentary HokoCloud VPS hosting and low round-turn commissions on the Pro account, creates an accommodating framework for Expert Advisor deployment.

These operational advantages are balanced by meaningful constraints. The broker operates solely under the offshore regulation of the Cook Islands FSC, without tier-1 supervision or an investor compensation fund. Account costs feature notable friction away from the trading terminal, including across-the-board withdrawal fees, a $30 inactivity levy assessed after just 30 days of inactivity, and restrictive 30-day limits on swap-free Islamic accounts. Furthermore, the tradable catalog is limited to roughly 80 instruments across forex, indices, commodities, and crypto, omitting single-stock equities and bonds. 4XC is best suited for experienced automated traders seeking elevated 1:500 leverage and flexible trading strategies, while capital-preservation traders seeking strict regulatory safeguards may find its offshore framework limiting.

Our assessment considers relevant broker specifications, official documentation, regulatory records, pricing information, account and platform information, and third-party trader feedback where specifically required by the review methodology. Descriptive terms and classifications used throughout our reviews, including those relating to leverage and tradable instruments, are based on the criteria and definitions established in our review methodology. Broker conditions can change over time, and reviews reflect the verified operational parameters and regulatory frameworks applicable at the review date.